Case Studies

A Central European entrepreneur completed the €85 million divestment of a regional logistics group. The transaction produced substantial liquid capital held across domestic commercial accounts, exposing the family to concentrated institutional credit risk and unhedged euro exposure. The principal lacked an independent investment framework and faced aggressive product marketing from retail wealth managers.

Faktor Capital assumed direct oversight as the principal’s outsourced family office. We designed an institutional asset allocation policy split between capital preservation assets and long-term equity growth.

To mitigate counterparty concentration, we established parallel custodian relationships with two established private banks in Zurich and Geneva. We negotiated tier-one institutional custody tariffs, eliminating distributor retrocessions on all underlying instruments.

An international executive residing in Prague held assets accumulated over three decades across Germany, Austria, and the United Kingdom. The portfolio included several commercial properties, legacy brokerage accounts, and equity stakes in foreign joint ventures.

The principal’s adult heirs held separate tax residencies in Frankfurt and London. Without an integrated ownership framework, the estate faced conflicting inheritance tax assessments and protracted statutory probate proceedings across three legal systems.

Working alongside certified tax advisers and licensed succession lawyers in each jurisdiction, Faktor Capital reorganised the fragmented assets beneath a central holding structure registered in Czechia.

We established a formal family constitution detailing voting rights and liquid distribution thresholds. In parallel, our investment team unified the family's brokerage holdings under an open-architecture custodian platform, aligning portfolio currency risk with the living expenses of both beneficiary branches.

A foreign family moving between the United Kingdom and Central Europe maintained six separate banking relationships across four European jurisdictions. Over twenty years, documentation standards had diverged significantly.

Multiple banks initiated intrusive compliance reviews, threatening to freeze transaction channels due to outdated source-of-wealth records and inconsistent common reporting standard declarations. The family spent excessive time handling administrative inquiries and paying duplicative administrative charges.

We initiated a comprehensive compliance audit across every entity and account. Our administrative desk assembled a unified, audit-ready source-of-wealth dossier tracing the family’s historical business sales, corporate dividends, and real estate transactions.

Simultaneously, we analysed trading fees and cash yields across all six institutions. Faktor Capital recommended closing four underperforming custodian relationships and moving primary balances to two institutional platforms in London and Liechtenstein.

A retired multinational business leader with assets primarily denominated in US dollars established primary tax residency in Czechia while maintaining a second home in France. Local currency mismatches created ongoing foreign exchange losses as the principal converted lump sums at retail bank rates to fund euro and Czech koruna expenditures.

Furthermore, the existing US brokerage portfolio operated without consideration of European tax obligations, generating complex cross-border filing demands.

Our portfolio advisory desk reorganised the investment allocation into distinct liquid tranches matched to the client's expenditure profile. Faktor Capital established currency overlay and forward contracts to lock in favourable exchange bands for annual European real estate and living budgets.

In coordination with local certified accountants, we repositioned portfolio securities into European-compliant reporting funds, reducing domestic tax preparation complexities while preserving capital appreciation in dollar assets.